14279 Shadow Bay Dr, Willis, TX 77318

$149,900 | 4 Bed / 2 Bath | 2,128 Sq Ft | On Its Own Deeded Lot

Active on HAR, MLS 4591282  |  Sean McFarlin, Lion Drive Realty
Photographed August 2026, after make-ready was completed.

💲 $149,900

🛏️ 4 BR / 2 BA

📐 2,128 Sq Ft

📍 0.211 Acre Lot

About This Home

14279 Shadow Bay Dr is a 4 bedroom, 2 bathroom home of 2,128 square feet on its own 0.2108 acre deeded lot in the Shadow Bay subdivision of Willis, Texas. At 2,128 square feet it is one of the larger floor plans available anywhere near Lake Conroe under $150,000, and it is laid out as a true split plan: the primary suite occupies one end of the home with a walk-in closet and its own bath, and the three other bedrooms sit at the far end, separated by a living room that runs nearly 27 feet.

The living room has a corner wood burning fireplace and a vaulted ceiling with crown molding. New water resistant laminate flooring went into the living and dining rooms in 2026. The kitchen has an island with the cooktop, a breakfast bar, a pantry and a full run of white cabinets. The primary bath has a double vanity and a walk-in shower with a sliding glass door. The second bath has a single vanity and a tub and shower combination. There is an interior utility room with washer and electric dryer connections.

Outside there is a covered front porch and a fenced backyard on a lot shaded by mature pines. The home has been releveled, pressure washed, pest treated and deep cleaned, and it is vacant and easy to show. It is sold as-is. Owner financing is available and terms are negotiable directly with the seller.

Property at a Glance

Address14279 Shadow Bay Dr, Willis, TX 77318
StatusActive on HAR, MLS 4591282
List price$149,900 as-is
Bedrooms / bathrooms4 bedrooms / 2 full baths
Living area2,128 sq ft
Lot size0.2108 acre (9,182 sq ft), owned with the home, not leased
Year built1998
Property typeDoublewide manufactured home on its own deeded lot
Floor planSplit plan. Primary suite on one end, three bedrooms on the other
SubdivisionShadow Bay 01, Section 1
CountyMontgomery County, Texas
School districtWillis ISD. C.C. Hardy Elementary, Robert P. Brabham Middle, Willis High
HOACIA of Shadow Bay, $261 per year. Owners-only boat ramp and park
2025 property taxes$1,254 total across the home and land tax accounts. Rate 1.6652
Flood zoneZone X, outside the special flood hazard area. FEMA panel 48339C0225G
UtilitiesPublic water and public sewer. Central electric heating and cooling
Heating and coolingCentral electric
Roof / foundation / exteriorComposition shingle roof, age unknown. Block and beam / pier foundation. Vinyl siding with metal skirting, 208 sq ft.
FlooringWater-resistant laminate in the living and dining rooms, carpet and vinyl elsewhere.
Kitchen appliancesElectric range and built-in dishwasher convey. Washer and dryer connections.
Outdoor featuresCovered porch, 84 sq ft. Fenced backyard on a 0.211 acre lot with mature pines.
Recent updatesReleveled, pressure washed, pest treated and deep cleaned in 2026. Sections of living room subfloor replaced and new water-resistant laminate installed in the living and dining rooms, July 2026. New tile surround in the second bathroom.
Room dimensionsPrimary Bedroom 14'5" x 17'0" · Bedrooms 2, 3 and 4 each 11'7" x 13'3" · Living Room 16'11" x 26'11" with a corner fireplace · Dining 11'10" x 13'3" · Kitchen 12'5" x 13'3" · Breakfast Nook 10'6" x 13'3" · Primary Bath 8'6" x 13'0" · Hall Bath 7'9" x 9'5" · Walk-in Closet 5'7" x 9'6" · Laundry 6'4" x 9'9"
Financing consideredCash, manufactured housing lenders, investor, or owner financing
Listing agentSean McFarlin, Lion Drive Realty. (936) 283-4176
Owner/agent disclosure: Sean McFarlin is a licensed Texas real estate agent and a member of the seller entities. Figures come from the Montgomery Central Appraisal District roll, the CIA of Shadow Bay assessment and the FEMA flood map. Buyers should verify anything material to their decision.

Why This One Stands Out

Four bedrooms under $150,000

At 2,128 square feet this is one of the largest floor plans you will find in this price band near Lake Conroe. Four bedroom homes under $150,000 are uncommon in Willis, and most of the ones that exist are smaller.

A true split floor plan

The primary suite sits at one end of the home with its own bath and a walk-in closet. The three other bedrooms are at the far end, with the living room, dining area and kitchen in between. That is real separation, not a hallway.

You own the land

The 0.2108 acre lot is deeded and conveys with the home. No lot rent, no ground lease. That is the difference between building equity and renting dirt, and it is what separates this from most manufactured homes at this price.

Financing This Home

This home is a 1998 doublewide on its own deeded lot, and the home is currently titled as personal property rather than real property. That one fact drives every financing path below, so it is worth understanding before you write an offer.

Cash

The simplest path. Nothing about the personal property title complicates a cash purchase.

Manufactured housing lenders

Sometimes called chattel financing. These lenders finance the home itself as personal property and are used to this exact situation. Several operate throughout the Lake Conroe area. This is the most common financing route for a home titled this way.

Owner financing will be considered

Terms are negotiable, which is uncommon at this price point. Contact Sean McFarlin to discuss.

Conventional, FHA Title II and VA loans

These require the home to be titled as real property, not personal property. Converting the title is possible through the Texas Department of Housing and Community Affairs, but under Texas law the conversion requires the home's owner to also own the land, which does not happen until the buyer closes on both. That means the conversion has to be sequenced at or immediately after closing, and it needs to be confirmed with your lender and the title company before going under contract rather than at the closing table. Sean will walk your lender through it.

How the closing works

The lot and the home have separate owners and separate titles, so they convey by two instruments at one closing: a deed for the land, and a bill of sale plus a TDHCA Statement of Ownership for the home. Same closing, same day, same total price. Your buyer is protected because each side is conditioned on the other closing and funding.

Every lender sets its own overlays. Confirm program eligibility with your loan officer before writing an offer, and confirm any title conversion with your lender and the title company before going under contract. Sean can walk your lender or title company through how a home titled as personal property is handled in Montgomery County.

Location & Lifestyle

Shadow Bay sits on the north side of Lake Conroe in Willis, Texas, in Montgomery County. It is minutes from public boat ramps, marinas and the I-45 corridor, which is what keeps this pocket of Willis in demand with both weekend-lake buyers and everyday commuters.

Schools. The property is in Willis ISD. Buyers should confirm assigned campuses directly with the district, since zoning changes over time.

Getting around. The Woodlands is roughly 35 minutes south, downtown Houston is about an hour, and Huntsville and the Sam Houston National Forest are a short drive north.

Find the Property

14279 Shadow Bay Dr, Willis, TX 77318 · Shadow Bay subdivision, Montgomery County · north side of Lake Conroe, minutes from I-45.

Frequently Asked Questions

Is 14279 Shadow Bay Dr still available?
Yes. It is active on HAR as MLS 4591282 at $149,900. The home is vacant and easy to show. Call Sean McFarlin at (936) 283-4176 or use the form on this page to schedule.
How much is 14279 Shadow Bay Dr?
$149,900, sold as-is. That price covers both the home and the 0.2108 acre lot it sits on.
How big is the house and the lot?
2,128 square feet with 4 bedrooms and 2 full baths, on a 0.2108 acre lot. The home was built in 1998 and is a doublewide on its own deeded land in Shadow Bay 01.
What does a split floor plan mean here?
The primary bedroom is at the opposite end of the house from the other three bedrooms, with the living space between them. The primary measures about 14 by 17 feet and has a walk-in closet and its own bath with a double vanity and a walk-in shower. The three secondary bedrooms share a second full bath with a tub and shower combination.
Is owner financing available on this property?
Yes. Owner financing is available and terms are negotiable directly with the seller, which is uncommon at this price point. Call Sean McFarlin at (936) 283-4176 to talk through what works for your situation.
Is this a manufactured home, and can I use an FHA or VA loan?
It is a 1998 doublewide manufactured home on its own deeded lot. The home is currently titled as personal property rather than real property, so cash, manufactured housing lenders and owner financing are the live paths today. Standard FHA Title II, VA, USDA and conventional financing will not close on it as-is. Converting the title to real property through TDHCA may be possible, so ask before assuming a program will or will not work.
What are the HOA dues and the property taxes?
HOA dues are $261 per year to CIA of Shadow Bay, which covers the owners-only boat ramp and the park. 2025 property taxes were $1,254 across both tax accounts at a rate of 1.6652.
Is 14279 Shadow Bay Dr in a flood zone?
No. It sits in Zone X, outside the special flood hazard area, on FEMA panel 48339C0225G effective August 18, 2014. Flood insurance is not federally required in Zone X, though a lender can still ask for it.
What school district is it in?
Willis ISD, in Montgomery County. The assigned campuses are C.C. Hardy Elementary, Robert P. Brabham Middle and Willis High School. Verify current zoning with the district, since attendance boundaries change.
How close is it to Lake Conroe?
Shadow Bay sits on the north side of Lake Conroe in Willis, minutes from public boat ramps and I-45. The subdivision has its own owners-only boat ramp and park. The Woodlands is roughly 35 minutes south and downtown Houston is about an hour.
Are there 4 bedroom homes for sale in Willis TX under $150,000?
Yes, though they are uncommon. Most 4 bedroom homes under $150,000 in Willis and around Lake Conroe are doublewide manufactured homes on their own lots, like this one at $149,900. Sean McFarlin lists and sells this segment regularly.
How do I schedule a showing?
Call or text Sean McFarlin at (936) 283-4176, or send the form on this page. The home is vacant, so showings are easy to arrange on short notice.

Schedule a Showing at 14279 Shadow Bay Dr

Send your details and Sean will get back to you the same day. The home is vacant, so showings are easy to arrange on short notice.

📞 (936) 283-4176 | 📧 sean@seanmcfarlin.com

Request Property Info

14279 Shadow Bay Dr, Willis, TX 77318 is listed on HAR as MLS 4591282 by Sean McFarlin, Lion Drive Realty. Sean McFarlin is a licensed Texas real estate agent and a member of the seller entities. Square footage, lot size, year built, tax figures and flood zone come from the Montgomery Central Appraisal District roll and the FEMA flood map. School attendance zones change and should be verified with Willis ISD. The home is titled as personal property, so financing options differ from a site-built home. Buyers should independently verify anything material to their decision.