9642 Live Oak Trail, Willis, TX 77318

3 Bed / 2 Bath on Its Own Lot in Pin Oak | $120,000

MLS# 20792455  |  Listed by Sean McFarlin, Lion Drive Realty

Photos: actual property. Vacant and easy to show.

🏡 Home on Its Own Lot

🛏️ 3 BR / 2 BA

💰 $120,000

📍 Montgomery County

Property Overview

Affordable ownership in the established Pin Oak community of Willis, and it is real property on its own lot. This 3 bedroom, 2 bath doublewide manufactured home sits just seconds off I-45 near the new HEB and shopping, and feeds Willis ISD. Split floor plan with a private primary suite (separate tub and shower) on one end and two secondary bedrooms on the other, an open living, dining, and kitchen with generous cabinet space, plus an inside utility room. The A/C condenser was replaced in 2024. Vinyl-plank flooring throughout. Covered front porch and a fenced backyard with a storage shed. Vacant and easy to show, sold as-is. Buyer to verify all measurements, schools, and restrictions.

What this is, and what it is not

This is a doublewide manufactured home on its own deeded lot, taxed as real property. There is no lot rent and no leased land. That distinction is what opens the door to cash, conventional, FHA, USDA and VA offers here, where a leased-lot mobile home would be limited to chattel lending only.

The home is vacant and sold as-is, so showings are easy. New luxury vinyl plank flooring was installed in the kitchen and living areas in July 2026 and the A/C condenser was replaced in 2024. The seller is ASH Homes, LLC. Sean McFarlin is the listing agent and a member of the seller entity, so an owner/agent disclosure accompanies every offer.

Property at a Glance

Address9642 Live Oak Trl, Willis, TX 77318
List price$120,000 ($107 per square foot)
MLS number20792455
Property typeDoublewide manufactured home on its own deeded lot, taxed as real property
Bedrooms / bathrooms3 bedrooms / 2 full baths
Living area1,120 sq ft, single story
Lot size7,126 sq ft
Year built2002
SubdivisionPin Oak 04, Block 13, Lot 4
CountyMontgomery County, Texas
School districtWillis ISD — C C Hardy Elementary, Lynn Lucas Middle, Willis High
Roof / foundation / exteriorComposition / block & beam / vinyl
Heating and coolingCentral electric; A/C condenser replaced 2024
FlooringVinyl plank throughout; new LVP in the kitchen and living areas, July 2026
KitchenDishwasher, disposal, microwave, electric freestanding range and oven
Room dimensionsLiving 17x14 · Dining 8x13 · Kitchen 9x13 · Primary 12x13 · Bedroom 9x13 · Bedroom 7x13 · Utility 10x5
OutdoorCovered front porch, patio/deck, fenced backyard, storage shed, private double-wide driveway
UtilitiesPublic water, public sewer
HOAPin Oak POA (IMC Management), $250/year mandatory, $225 transfer fee at closing, 936-756-0032
Property taxes$2,173 for 2025 without exemptions; tax rate 2.217
Financing consideredCash, conventional, FHA, USDA, VA
StatusActive, vacant, easy to show, sold as-is

Financing a Manufactured Home on Its Own Land in Texas

Because this home is a doublewide titled as real property on a deeded lot, it reaches loan programs a singlewide or a leased-lot mobile home usually cannot. Government-backed programs generally require a multi-section home permanently affixed to owned land, which is exactly what this is.

FHA, VA and USDA

All three are being considered on this listing. Low down payment on FHA, zero down for eligible VA buyers, and this address sits in Montgomery County where USDA eligibility is worth checking. Appraisal and permanent-foundation requirements still apply.

Conventional

Fannie Mae and Freddie Mac both purchase manufactured-housing loans on multi-section homes on owned land. Expect a manufactured-home appraisal and a foundation certification as part of the file.

Cash, credit union or specialty lender

At $120,000 many buyers simply pay cash or use a local credit union. Manufactured-housing specialists such as 21st Mortgage and Triad Financial Services also lend in this space when a conventional route does not fit.

Every lender sets its own overlays. Confirm program eligibility with your loan officer before writing an offer. Sean can introduce you to lenders who close manufactured-home purchases in Montgomery County regularly.

Location & Lifestyle

Pin Oak is an established, quiet subdivision on the north side of Willis with paved streets, mature pines and hardwoods, and a low $250 per year POA. The appeal here is position: you are seconds from the I-45 on-ramp, which opens up the entire Houston corridor without paying a Houston-corridor price.

Lake Conroe is about ten minutes away. Public boat ramps, marinas, waterfront dining and some of the best bass fishing in Texas sit just west of Willis on the north end of the lake.

Willis ISD and everyday errands. The home is zoned to C C Hardy Elementary, Lynn Lucas Middle School and Willis High School. The new Willis HEB, restaurants and retail are a few minutes away.

Commute without the price tag. The Woodlands is roughly 30 minutes south, downtown Houston about an hour, and Huntsville and the Sam Houston National Forest are a short run north.

Find the Property

9642 Live Oak Trl, Willis, TX 77318 · Pin Oak subdivision, Montgomery County · seconds from I-45, about ten minutes to Lake Conroe.

Frequently Asked Questions

Can you get an FHA or VA loan on 9642 Live Oak Trail?
Yes. This is a doublewide manufactured home on its own deeded lot and it is taxed as real property, so FHA, VA, USDA and conventional financing are all being considered, along with cash. Each lender sets its own overlays, so confirm eligibility with your loan officer before you write.
How much is 9642 Live Oak Trail, Willis TX?
It is listed at $120,000, which works out to about $107 per square foot for 1,120 square feet of living area. Property taxes were $2,173 for 2025 without exemptions at a 2.217 tax rate.
Is the land included, or is there lot rent?
The land is included and there is no lot rent. The home sits on its own 7,126 square foot deeded lot in Pin Oak 04, so you own the home and the land together.
What school district is 9642 Live Oak Trail in?
Willis ISD. The assigned campuses are C C Hardy Elementary School, Lynn Lucas Middle School and Willis High School. School zoning changes over time, so confirm enrollment directly with the district.
Is there an HOA at 9642 Live Oak Trail, and how much is it?
Yes. Pin Oak POA, managed by IMC Management, is mandatory at $250 per year and covers common grounds. There is also a $225 transfer fee due at closing. The POA can be reached at 936-756-0032.
How far is this home from Lake Conroe and I-45?
It is seconds from I-45 and roughly ten minutes from Lake Conroe public boat ramps. The new Willis HEB and shopping are a few minutes away, The Woodlands is about 30 minutes south and downtown Houston is about an hour.
What condition is the home in, and what has been updated?
It is vacant and sold as-is. The A/C condenser was replaced in 2024 and new luxury vinyl plank flooring was installed in the kitchen and living areas in July 2026. Buyer should independently verify all measurements, schools and restrictions.
Can this home be rented out or used as a short-term rental?
The subdivision is deed restricted and manufactured homes are allowed. Confirm any leasing or short-term-rental limits directly with Pin Oak POA before you plan on renting it out.
Are there homes for sale near Lake Conroe under $150,000?
Yes, though inventory is thin. In the Willis and Lake Conroe area most homes under $150,000 are manufactured homes on their own lots, like this one at $120,000 and 12608 Lazy Cove Dr at $145,900. Sean McFarlin lists and sells this segment regularly.
Who do I contact to see 9642 Live Oak Trail?
Contact Sean McFarlin with Lion Drive Realty at (832) 515-3872 or through the form on this page. Sean is the listing agent and a member of the seller entity, ASH Homes LLC, and that owner/agent relationship is disclosed on all offers.

Interested in 9642 Live Oak Trail?

The home is vacant and easy to show. Send your details and Sean will get you scheduled, usually the same day.

📞 (832) 515-3872 | 📧 sean@seanmcfarlin.com

Request Property Info

9642 Live Oak Trl, Willis, TX 77318. MLS# 20792455. Listed by Sean McFarlin, Lion Drive Realty. Seller is ASH Homes, LLC; Sean McFarlin is a licensed Texas real estate agent and a member of the seller entity, and that owner/agent relationship is disclosed on all offers. Property is offered as-is. All information including square footage, lot size, room dimensions, taxes, HOA figures, school zoning and restrictions comes from the appraisal district or other third parties and is deemed reliable but not guaranteed. Buyer to independently verify. Financing programs listed are those the seller will consider; approval and program eligibility are determined by the buyer’s lender. Equal Housing Opportunity.